Mortgage lending in Columbus, GA-AL
6,184 mortgages were originated in the Columbus, GA-AL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,184
- Median rate
- 6.625%
- Median lender fees
- $6,064
- Median loan amount
- $195,000
- Median spread over APOR
- 0.215
- Paid discount points
- 48%
- Received lender credits
- 30.1%
- Purchases / refinances
- 53.6% / 33.9%
- Conventional / FHA / VA
- 51.4% / 15.5% / 32.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Columbus, GA-AL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Synovus Bank | 451 | $5,848 | 6.875% |
| Rocket Mortgage, LLC | 447 | $4,989 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 399 | $6,762 | 6.125% |
| CANOPY MORTGAGE, LLC | 341 | $9,904 | 6.250% |
| Mortgage Research Center, LLC | 306 | $4,121 | 6.250% |
| CMG MORTGAGE, INC. | 272 | $8,550 | 6.250% |
| FREEDOM MORTGAGE CORPORATION | 205 | $3,747 | 6.250% |
| Navy Federal Credit Union | 184 | $2,364 | 7.813% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 170 | $7,572 | 6.250% |
| CROSSCOUNTRY MORTGAGE, INC. | 139 | $7,283 | 6.490% |