Mortgage lending in Lewiston, ID-WA
1,539 mortgages were originated in the Lewiston, ID-WA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,539
- Median rate
- 6.750%
- Median lender fees
- $6,457
- Median loan amount
- $245,000
- Median spread over APOR
- 0.280
- Paid discount points
- 40.3%
- Received lender credits
- 18.5%
- Purchases / refinances
- 45.5% / 34.4%
- Conventional / FHA / VA
- 74.5% / 14.7% / 10.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lewiston, ID-WA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Potlatch No. 1 Financial Credit Union | 251 | $3,026 | 7.500% |
| IDAHO CENTRAL CREDIT UNION | 159 | $5,167 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 128 | $10,862 | 5.999% |
| Rocket Mortgage, LLC | 121 | $5,520 | 6.625% |
| Freedom Northwest Credit Union | 76 | — | — |
| NEWREZ LLC | 59 | $5,903 | 6.500% |