Mortgage lending in Allentown-Bethlehem-Easton, PA-NJ
19,298 mortgages were originated in the Allentown-Bethlehem-Easton, PA-NJ area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 19,298
- Median rate
- 6.750%
- Median lender fees
- $6,099
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $215,000
- Above the going rate (spread over APOR)
- 0.387
- Paid discount points
- 31.6%
- Received lender credits
- 19.7%
- Purchases / refinances
- 46.8% / 29.7%
- Conventional / FHA / VA
- 83.5% / 12.6% / 3.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Allentown-Bethlehem-Easton, PA-NJ area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,263 | $5,643 | 6.875% |
| Crosscountry Mortgage, Inc. | 1,055 | $7,641 | 6.750% |
| Embassy Bank For The Lehigh Valley | 789 | $250 | 6.250% |
| United Shore Financial Services, LLC | 776 | $9,768 | 6.375% |
| First Commonwealth Federal Credit Union | 725 | — | 7.240% |
| PNC Bank, National Association | 668 | $5,065 | 8.040% |
| People First Federal Credit Union | 476 | — | — |
| CMG Mortgage, Inc. | 360 | $6,734 | 6.688% |
| Pennymac Loan Services, LLC | 360 | $6,543 | 6.624% |
| Prosperity Home Mortgage, LLC | 330 | $7,029 | 6.625% |