Mortgage lending in San Angelo, TX
2,055 mortgages were originated in the San Angelo, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,055
- Median rate
- 6.624%
- Median lender fees
- $7,259
- Median loan amount
- $225,000
- Median spread over APOR
- 0.379
- Paid discount points
- 44.3%
- Received lender credits
- 23.6%
- Purchases / refinances
- 69.5% / 23.2%
- Conventional / FHA / VA
- 55.9% / 24.1% / 19.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the San Angelo, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| MORTGAGE FINANCIAL SERVICES, LLC | 268 | $7,938 | 6.625% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 212 | $9,009 | 6.500% |
| First Financial Bank | 178 | $6,460 | 6.750% |
| T2 FINANCIAL LLC | 126 | $9,672 | 6.750% |
| Rocket Mortgage, LLC | 112 | $6,531 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 74 | $6,141 | 6.123% |
| Mortgage Research Center, LLC | 63 | $5,693 | 6.250% |
| GUILD MORTGAGE COMPANY | 57 | — | — |
| The Bank & Trust | 55 | — | — |
| Citizens State Bank | 55 | — | — |