APR.net

Mortgage lending in San Angelo, TX

2,055 mortgages were originated in the San Angelo, TX area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
2,055
Median rate
6.624%
Median lender fees
$7,259
Median loan amount
$225,000
Median spread over APOR
0.379
Paid discount points
44.3%
Received lender credits
23.6%
Purchases / refinances
69.5% / 23.2%
Conventional / FHA / VA
55.9% / 24.1% / 19.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.2% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the San Angelo, TX area, ranked by volume.

Lender Loans Median fees Median rate
MORTGAGE FINANCIAL SERVICES, LLC 268 $7,938 6.625%
AMERICAN PACIFIC MORTGAGE CORPORATION 212 $9,009 6.500%
First Financial Bank 178 $6,460 6.750%
T2 FINANCIAL LLC 126 $9,672 6.750%
Rocket Mortgage, LLC 112 $6,531 6.500%
UNITED SHORE FINANCIAL SERVICES, LLC 74 $6,141 6.123%
Mortgage Research Center, LLC 63 $5,693 6.250%
GUILD MORTGAGE COMPANY 57
The Bank & Trust 55
Citizens State Bank 55