Mortgage lending in Greensboro-High Point, NC
16,997 mortgages were originated in the Greensboro-High Point, NC area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 16,997
- Median rate
- 6.500%
- Median lender fees
- $5,206
- Median loan amount
- $195,000
- Median spread over APOR
- 0.180
- Paid discount points
- 35.3%
- Received lender credits
- 17.6%
- Purchases / refinances
- 51.4% / 29.6%
- Conventional / FHA / VA
- 76.2% / 15% / 8.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Greensboro-High Point, NC area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| STATE EMPLOYEES' | 1,915 | $4,255 | 6.250% |
| Rocket Mortgage, LLC | 1,193 | $5,252 | 6.625% |
| Truliant Federal Credit Union | 920 | — | 7.250% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 754 | $7,478 | 6.625% |
| Truist Bank | 614 | $4,608 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 570 | $7,848 | 6.125% |
| MOVEMENT MORTGAGE, LLC | 496 | $6,058 | 6.750% |
| DHI MORTGAGE COMPANY, LTD. | 442 | $4,865 | 5.125% |
| First National Bank of Pennsylvania | 383 | $3,429 | 6.420% |
| First-Citizens Bank & Trust Company | 313 | $4,008 | 6.350% |