Mortgage lending in Wausau, WI
3,467 mortgages were originated in the Wausau, WI area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,467
- Median rate
- 6.625%
- Median lender fees
- $2,850
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $155,000
- Above the going rate (spread over APOR)
- 0.213
- Paid discount points
- 17.2%
- Received lender credits
- 15.7%
- Purchases / refinances
- 42.1% / 35.8%
- Conventional / FHA / VA
- 89% / 4.9% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 59.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Wausau, WI area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Covantage Credit Union | 989 | $2,344 | 6.500% |
| Nicolet National Bank | 183 | $2,534 | 7.250% |
| Cloverbelt Credit Union | 174 | — | — |
| United Shore Financial Services, LLC | 113 | $3,612 | 6.500% |
| Rocket Mortgage, LLC | 113 | $5,020 | 6.750% |
| Associated Bank, National Association | 103 | — | 7.000% |
| U.S. Bank National Association | 99 | $2,861 | 6.625% |
| Simplicity | 77 | $1,254 | 7.500% |
| Valley Communities Credit Union | 72 | $1,315 | 6.213% |
| Peoples State Bank | 69 | $2,485 | 6.750% |