Mortgage lending in Pueblo, CO
4,403 mortgages were originated in the Pueblo, CO area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,403
- Median rate
- 6.625%
- Median lender fees
- $6,369
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $215,000
- Above the going rate (spread over APOR)
- 0.310
- Paid discount points
- 39.5%
- Received lender credits
- 23.6%
- Purchases / refinances
- 48.6% / 35.6%
- Conventional / FHA / VA
- 60.8% / 21.8% / 17.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Pueblo, CO area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| ENT Credit Union | 771 | $3,810 | 7.500% |
| United Shore Financial Services, LLC | 587 | $7,151 | 6.125% |
| Rocket Mortgage, LLC | 275 | $5,935 | 6.375% |
| Newrez LLC | 105 | $9,043 | 6.125% |
| U.S. Bank National Association | 98 | $2,649 | 7.875% |
| Mortgage Research Center, LLC | 98 | $2,600 | 6.250% |
| Crosscountry Mortgage, Inc. | 92 | $7,642 | 6.600% |
| Guild Mortgage Company | 90 | $6,428 | 6.495% |
| Mortgage Solutions Of Colorado, LLC | 79 | $8,288 | 6.750% |
| Freedom Mortgage Corporation | 79 | $6,108 | 6.000% |