Mortgage lending in College Station-Bryan, TX
4,493 mortgages were originated in the College Station-Bryan, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,493
- Median rate
- 6.624%
- Median lender fees
- $6,710
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $265,000
- Above the going rate (spread over APOR)
- 0.173
- Paid discount points
- 41.4%
- Received lender credits
- 24.1%
- Purchases / refinances
- 72.8% / 18.9%
- Conventional / FHA / VA
- 75.2% / 15.4% / 8.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the College Station-Bryan, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 416 | $6,592 | 6.250% |
| DHI Mortgage Company, Ltd. | 250 | $8,203 | 4.990% |
| First Financial Bank | 210 | $5,156 | 6.900% |
| Rocket Mortgage, LLC | 195 | $6,381 | 6.875% |
| CMG Mortgage, Inc. | 146 | $9,736 | 6.500% |
| 549300UK9R93LGQHOV21 | 138 | $8,227 | 5.250% |
| Pilgrim Mortgage LLC | 133 | $8,873 | 6.500% |
| Fairway Independent Mortgage Corporation | 126 | $8,578 | 6.490% |
| JPMorgan Chase Bank, National Association | 105 | $6,375 | 6.490% |
| American Momentum Bank | 99 | — | — |