Mortgage lending in Chambersburg, PA

3,891 mortgages were originated in the Chambersburg, PA area in 2025, and here is what they cost.

Loans originated

3,891

Median rate

6.490%

Median lender fees

$5,766

Median loan amount

$185,000

Median spread over APOR

0.114

Paid discount points

31.7%

Received lender credits

17.1%

Purchases / refinances

47.4% / 28.6%

Conventional / FHA / VA

76.7% / 12.1% / 9.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.6% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Chambersburg, PA area, ranked by volume.