Mortgage lending in Kenosha, WI
4,043 mortgages were originated in the Kenosha, WI area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,043
- Median rate
- 6.875%
- Median lender fees
- $3,286
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $185,000
- Above the going rate (spread over APOR)
- 0.280
- Paid discount points
- 27%
- Received lender credits
- 21.7%
- Purchases / refinances
- 40.3% / 34.5%
- Conventional / FHA / VA
- 84.8% / 8.5% / 6.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Kenosha, WI area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Educators Credit Union | 399 | $471 | 6.950% |
| Johnson Financial Group | 251 | $2,157 | 7.000% |
| Rocket Mortgage, LLC | 210 | $5,363 | 6.875% |
| American Pacific Mortgage Corporation | 187 | $6,227 | 6.625% |
| Trustone Financial Credit Union | 185 | $242 | 7.250% |
| Gateway Mortgage Corporation | 182 | $2,762 | 6.625% |
| JPMorgan Chase Bank, National Association | 102 | $2,902 | 6.625% |
| BMO Bank National Association | 94 | — | 8.280% |
| Bank Five Nine | 94 | $3,475 | 6.500% |
| Fairway Independent Mortgage Corporation | 92 | $4,293 | 6.750% |