Mortgage lending in Battle Creek, MI

3,154 mortgages were originated in the Battle Creek, MI area in 2025, and here is what they cost.

Loans originated

3,154

Median rate

6.875%

Median lender fees

$3,285

Median loan amount

$125,000

Median spread over APOR

0.530

Paid discount points

28.8%

Received lender credits

18.2%

Purchases / refinances

45.2% / 34.3%

Conventional / FHA / VA

78.4% / 13% / 8.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Battle Creek, MI area, ranked by volume.