Mortgage lending in Monroe, MI

4,127 mortgages were originated in the Monroe, MI area in 2025, and here is what they cost.

Loans originated

4,127

Median rate

6.875%

Median lender fees

$4,723

Median loan amount

$165,000

Median spread over APOR

0.460

Paid discount points

31.8%

Received lender credits

22.8%

Purchases / refinances

44.4% / 32.4%

Conventional / FHA / VA

81.1% / 13.1% / 5.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Monroe, MI area, ranked by volume.