Mortgage lending in Tallahassee, FL
6,510 mortgages were originated in the Tallahassee, FL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,510
- Median rate
- 6.625%
- Median lender fees
- $6,242
- Median loan amount
- $205,000
- Median spread over APOR
- 0.308
- Paid discount points
- 38.6%
- Received lender credits
- 22.2%
- Purchases / refinances
- 60.4% / 24.5%
- Conventional / FHA / VA
- 70.4% / 19.3% / 9.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Tallahassee, FL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 533 | $5,495 | 6.750% |
| MOVEMENT MORTGAGE, LLC | 385 | $7,287 | 6.625% |
| University Bank | 360 | $7,148 | 6.500% |
| FIRST COMMERCE CREDIT UNION | 329 | $4,529 | 7.250% |
| Loandepot.Com, LLC | 298 | $6,552 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 261 | $8,619 | 6.374% |
| ServisFirst Bank | 237 | $4,793 | 6.375% |
| DHI MORTGAGE COMPANY, LTD. | 189 | $4,397 | 4.990% |
| Capital City Home Loans, LLC | 185 | $5,889 | 6.750% |
| Ameris Bank | 142 | $6,231 | 6.625% |