APR.net

Mortgage lending in Tallahassee, FL

6,510 mortgages were originated in the Tallahassee, FL area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
6,510
Median rate
6.625%
Median lender fees
$6,242
Median loan amount
$205,000
Median spread over APOR
0.308
Paid discount points
38.6%
Received lender credits
22.2%
Purchases / refinances
60.4% / 24.5%
Conventional / FHA / VA
70.4% / 19.3% / 9.6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.3% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Tallahassee, FL area, ranked by volume.

Lender Loans Median fees Median rate
Rocket Mortgage, LLC 533 $5,495 6.750%
MOVEMENT MORTGAGE, LLC 385 $7,287 6.625%
University Bank 360 $7,148 6.500%
FIRST COMMERCE CREDIT UNION 329 $4,529 7.250%
Loandepot.Com, LLC 298 $6,552 6.625%
UNITED SHORE FINANCIAL SERVICES, LLC 261 $8,619 6.374%
ServisFirst Bank 237 $4,793 6.375%
DHI MORTGAGE COMPANY, LTD. 189 $4,397 4.990%
Capital City Home Loans, LLC 185 $5,889 6.750%
Ameris Bank 142 $6,231 6.625%