Mortgage lending in Staunton-Stuarts Draft, VA
3,552 mortgages were originated in the Staunton-Stuarts Draft, VA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,552
- Median rate
- 6.875%
- Median lender fees
- $5,007
- Median loan amount
- $205,000
- Median spread over APOR
- 0.280
- Paid discount points
- 33.7%
- Received lender credits
- 21.3%
- Purchases / refinances
- 47.2% / 32.3%
- Conventional / FHA / VA
- 77.8% / 13.9% / 7.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Staunton-Stuarts Draft, VA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DuPont Community Federally Insured State-Chartered Credit Union | 815 | $3,025 | 7.250% |
| Rocket Mortgage, LLC | 222 | $5,782 | 6.500% |
| Alcova Mortgage LLC | 195 | $4,337 | 6.875% |
| City National Bank of West Virginia | 153 | $475 | 6.290% |
| Truist Bank | 107 | — | 6.490% |
| FIRST BANCORP, INC. | 91 | — | 7.375% |
| MOVEMENT MORTGAGE, LLC | 90 | $4,671 | 6.750% |
| Atlantic Union Bank | 89 | — | 8.000% |
| C & F Mortgage Corporation | 71 | $5,503 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 71 | $8,497 | 5.750% |