Mortgage lending in Hammond, LA

2,274 mortgages were originated in the Hammond, LA area in 2025, and here is what they cost.

Loans originated

2,274

Median rate

6.569%

Median lender fees

$5,978

Median loan amount

$205,000

Median spread over APOR

0.335

Paid discount points

37.7%

Received lender credits

20%

Purchases / refinances

60.6% / 26.8%

Conventional / FHA / VA

59.5% / 24.8% / 10.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Hammond, LA area, ranked by volume.