Mortgage lending in Fort Collins-Loveland, CO
9,679 mortgages were originated in the Fort Collins-Loveland, CO area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,679
- Median rate
- 6.625%
- Median lender fees
- $4,807
- Median loan amount
- $355,000
- Median spread over APOR
- 0.140
- Paid discount points
- 38.2%
- Received lender credits
- 26%
- Purchases / refinances
- 52.3% / 29.8%
- Conventional / FHA / VA
- 85.1% / 8.7% / 6.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Fort Collins-Loveland, CO area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 943 | $6,577 | 6.250% |
| CANVAS CREDIT UNION | 438 | $2,945 | 7.890% |
| Rocket Mortgage, LLC | 407 | $4,564 | 6.750% |
| ENT Credit Union | 401 | $3,406 | 7.500% |
| ELEVATIONS | 388 | $3,379 | 6.990% |
| GUILD MORTGAGE COMPANY | 321 | $6,436 | 6.625% |
| First Western Trust Bank | 298 | $3,350 | 6.375% |
| FirstBank | 253 | $3,405 | 7.250% |
| First National Bank of Omaha | 232 | — | 7.150% |
| Bank of Colorado | 215 | $4,921 | 6.966% |