Mortgage lending in Portland-South Portland, ME

15,871 mortgages were originated in the Portland-South Portland, ME area in 2025, and here is what they cost.

Loans originated

15,871

Median rate

6.750%

Median lender fees

$4,300

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$295,000

Above the going rate (spread over APOR)

0.294

Paid discount points

21.5%

Received lender credits

18.5%

Purchases / refinances

44.3% / 30%

Conventional / FHA / VA

89.3% / 6.2% / 4.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Portland-South Portland, ME area, ranked by volume.