Mortgage lending in Denver-Aurora-Centennial, CO
77,291 mortgages were originated in the Denver-Aurora-Centennial, CO area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 77,291
- Median rate
- 6.625%
- Median lender fees
- $5,186
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $395,000
- Above the going rate (spread over APOR)
- 0.124
- Paid discount points
- 36.7%
- Received lender credits
- 26.3%
- Purchases / refinances
- 52.3% / 29.9%
- Conventional / FHA / VA
- 81.8% / 12.1% / 6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Denver-Aurora-Centennial, CO area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 9,585 | $7,593 | 6.250% |
| Rocket Mortgage, LLC | 4,193 | $4,217 | 6.625% |
| Bellco Credit Union | 2,356 | — | 8.000% |
| ENT Credit Union | 2,007 | $3,795 | 7.500% |
| Guild Mortgage Company | 1,947 | $5,218 | 6.624% |
| Canvas Credit Union | 1,927 | $3,376 | 7.890% |
| FirstBank | 1,718 | $3,376 | 7.250% |
| Crosscountry Mortgage, Inc. | 1,362 | $7,815 | 6.575% |
| U.S. Bank National Association | 1,262 | $3,415 | 8.150% |
| Pennymac Loan Services, LLC | 1,123 | $5,733 | 6.375% |