Mortgage lending in Scranton--Wilkes-Barre, PA
11,637 mortgages were originated in the Scranton--Wilkes-Barre, PA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 11,637
- Median rate
- 6.850%
- Median lender fees
- $5,703
- Median loan amount
- $155,000
- Median spread over APOR
- 0.384
- Paid discount points
- 26.9%
- Received lender credits
- 17.8%
- Purchases / refinances
- 46.2% / 29.1%
- Conventional / FHA / VA
- 81.9% / 13.9% / 4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 57.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Scranton--Wilkes-Barre, PA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 887 | $6,258 | 6.750% |
| The Fidelity Deposit and Discount Bank | 493 | $4,755 | 7.240% |
| Peoples Security Bank and Trust Company | 459 | $3,878 | 6.750% |
| Community Bank, National Association | 387 | — | 7.125% |
| GUILD MORTGAGE COMPANY | 371 | $6,388 | 6.625% |
| PNC Bank, National Association | 351 | $4,685 | 7.740% |
| Manufacturers and Traders Trust Company | 311 | $5,859 | 5.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 305 | $8,549 | 6.499% |
| The Honesdale National Bank | 288 | $3,723 | 7.400% |
| Ixonia Bank | 285 | $7,363 | 6.625% |