Mortgage lending in Goldsboro, NC
2,636 mortgages were originated in the Goldsboro, NC area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,636
- Median rate
- 6.490%
- Median lender fees
- $6,097
- Median loan amount
- $205,000
- Median spread over APOR
- 0.012
- Paid discount points
- 43.6%
- Received lender credits
- 23.7%
- Purchases / refinances
- 56.6% / 29.8%
- Conventional / FHA / VA
- 52% / 17.6% / 29.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.4% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Goldsboro, NC area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| STATE EMPLOYEES' | 349 | $3,911 | 6.250% |
| Rocket Mortgage, LLC | 152 | $5,546 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 150 | $7,446 | 5.999% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 134 | $7,743 | 6.490% |
| Mortgage Research Center, LLC | 109 | $5,286 | 6.250% |
| Truist Bank | 87 | — | 7.000% |
| LOWER, LLC | 86 | $7,651 | 6.500% |
| MOVEMENT MORTGAGE, LLC | 86 | $6,668 | 6.500% |
| American Security Mortgage Corp. | 71 | $8,501 | 6.250% |
| FREEDOM MORTGAGE CORPORATION | 68 | $4,298 | 5.813% |