Mortgage lending in Milwaukee-Waukesha, WI
38,555 mortgages were originated in the Milwaukee-Waukesha, WI area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 38,555
- Median rate
- 6.750%
- Median lender fees
- $2,990
- Median loan amount
- $205,000
- Median spread over APOR
- 0.079
- Paid discount points
- 20%
- Received lender credits
- 23.9%
- Purchases / refinances
- 42.8% / 33%
- Conventional / FHA / VA
- 91% / 5.5% / 3.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 58.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Milwaukee-Waukesha, WI area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Landmark Credit Union | 5,177 | $2,160 | 6.500% |
| Summit Credit Union | 2,813 | $2,387 | 7.000% |
| University of Wisconsin Credit Union | 2,653 | $2,830 | 6.625% |
| EDUCATORS CREDIT UNION | 1,513 | $600 | 6.875% |
| Rocket Mortgage, LLC | 1,373 | $5,060 | 6.625% |
| Associated Bank, National Association | 1,266 | $2,488 | 6.750% |
| BMO Bank National Association | 1,101 | $3,235 | 8.205% |
| Fairway Independent Mortgage Corporation | 1,077 | $4,011 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 958 | $4,419 | 6.500% |
| Johnson Financial Group | 773 | $2,329 | 6.700% |