Mortgage lending in Monroe, LA
3,431 mortgages were originated in the Monroe, LA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,431
- Median rate
- 6.750%
- Median lender fees
- $5,629
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $165,000
- Above the going rate (spread over APOR)
- 0.481
- Paid discount points
- 28.4%
- Received lender credits
- 16.5%
- Purchases / refinances
- 58.5% / 31.8%
- Conventional / FHA / VA
- 70.4% / 18.7% / 7.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 54% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Monroe, LA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Eagle Bank and Trust Company | 325 | $6,147 | 6.500% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | 271 | — | — |
| Assurance Financial Group, L.L.C. | 219 | $7,153 | 6.625% |
| Origin Bank | 191 | $4,730 | 7.500% |
| Rocket Mortgage, LLC | 137 | $5,829 | 6.875% |
| Movement Mortgage, LLC | 131 | $7,023 | 6.625% |
| Citizens Progressive Bank | 124 | — | — |
| Homeland Bancshares, Inc. | 110 | — | — |
| Cadence Bank | 103 | — | 7.500% |
| Marion State Bank | 96 | — | — |