Mortgage lending in Florence, SC
3,276 mortgages were originated in the Florence, SC area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,276
- Median rate
- 6.625%
- Median lender fees
- $6,250
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $185,000
- Above the going rate (spread over APOR)
- 0.419
- Paid discount points
- 44.2%
- Received lender credits
- 23.6%
- Purchases / refinances
- 63.9% / 25.6%
- Conventional / FHA / VA
- 60% / 25.2% / 13.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Florence, SC area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 279 | $5,316 | 6.750% |
| Movement Mortgage, LLC | 186 | $7,793 | 6.406% |
| Crosscountry Mortgage, Inc. | 161 | $7,762 | 6.575% |
| First-Citizens Bank & Trust Company | 144 | $3,978 | 6.350% |
| United Shore Financial Services, LLC | 134 | $9,173 | 6.125% |
| First Reliance Bank | 132 | $4,579 | 6.500% |
| Fairway Independent Mortgage Corporation | 130 | $8,108 | 6.750% |
| 21st Mortgage Corporation | 112 | — | 10.715% |
| CMG Mortgage, Inc. | 73 | $6,816 | 7.250% |
| Mortgage Research Center, LLC | 68 | $3,084 | 6.250% |