Mortgage lending in Columbus, OH
55,104 mortgages were originated in the Columbus, OH area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 55,104
- Median rate
- 6.750%
- Median lender fees
- $5,041
- Median loan amount
- $225,000
- Median spread over APOR
- 0.277
- Paid discount points
- 33.4%
- Received lender credits
- 23.8%
- Purchases / refinances
- 48.4% / 30.7%
- Conventional / FHA / VA
- 82.7% / 11.6% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Columbus, OH area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Huntington National Bank | 4,606 | $4,530 | 7.510% |
| Rocket Mortgage, LLC | 2,798 | $5,567 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,389 | $6,536 | 6.374% |
| Fifth Third Bank, National Association | 2,264 | $3,688 | 7.500% |
| NFM, INC. | 2,152 | $7,596 | 6.749% |
| Kemba Financial Credit Union Inc | 1,698 | $882 | 7.000% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,503 | $7,726 | 6.750% |
| JPMorgan Chase Bank, National Association | 1,324 | $3,548 | 6.375% |
| Third Federal Savings and Loan Association of Cleveland | 1,309 | $495 | 6.990% |
| Union Savings Bank | 1,308 | $2,724 | 6.750% |