Mortgage lending in Lawton, OK

2,637 mortgages were originated in the Lawton, OK area in 2025, and here is what they cost.

Loans originated

2,637

Median rate

6.625%

Median lender fees

$5,646

Median loan amount

$165,000

Median spread over APOR

0.136

Paid discount points

43.1%

Received lender credits

33.6%

Purchases / refinances

61% / 29.7%

Conventional / FHA / VA

46.6% / 10.6% / 42.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.4% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Lawton, OK area, ranked by volume.