Mortgage lending in Laredo, TX

2,900 mortgages were originated in the Laredo, TX area in 2025, and here is what they cost.

Loans originated

2,900

Median rate

6.490%

Median lender fees

$9,805

Median loan amount

$225,000

Median spread over APOR

0.390

Paid discount points

51.1%

Received lender credits

21.2%

Purchases / refinances

77% / 15.3%

Conventional / FHA / VA

49.6% / 42.8% / 6.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 79.7% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Laredo, TX area, ranked by volume.