Mortgage lending in Harrisburg-Carlisle, PA

14,138 mortgages were originated in the Harrisburg-Carlisle, PA area in 2025, and here is what they cost.

Loans originated

14,138

Median rate

6.625%

Median lender fees

$5,532

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$175,000

Above the going rate (spread over APOR)

0.170

Paid discount points

27.2%

Received lender credits

17.9%

Purchases / refinances

45.4% / 28.3%

Conventional / FHA / VA

85.1% / 8.4% / 6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Harrisburg-Carlisle, PA area, ranked by volume.