Mortgage lending in Oklahoma City, OK
32,630 mortgages were originated in the Oklahoma City, OK area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 32,630
- Median rate
- 6.625%
- Median lender fees
- $5,435
- Median loan amount
- $205,000
- Median spread over APOR
- 0.273
- Paid discount points
- 34.9%
- Received lender credits
- 26.3%
- Purchases / refinances
- 61.2% / 26.1%
- Conventional / FHA / VA
- 69.2% / 17.3% / 12.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Oklahoma City, OK area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,659 | $5,871 | 6.625% |
| First United Bank and Trust Company | 1,626 | $6,208 | 6.875% |
| BancFirst | 1,441 | $2,385 | 7.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,137 | $7,186 | 6.125% |
| Great Plains National Bank | 929 | $7,230 | 6.500% |
| Stride Bank, National Association | 880 | $5,645 | 5.995% |
| TINKER FEDERAL CREDIT UNION | 727 | $1,281 | 7.250% |
| Arvest Bank | 693 | $4,710 | 6.875% |
| ASSOCIATED MORTGAGE CORPORATION | 691 | $5,716 | 6.500% |
| BOKF, National Association | 678 | $4,746 | 6.875% |