Mortgage lending in Norwich-New London-Willimantic, CT
6,284 mortgages were originated in the Norwich-New London-Willimantic, CT area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,284
- Median rate
- 6.625%
- Median lender fees
- $5,116
- Median loan amount
- $245,000
- Median spread over APOR
- 0.184
- Paid discount points
- 27.7%
- Received lender credits
- 20%
- Purchases / refinances
- 48.8% / 28%
- Conventional / FHA / VA
- 80.7% / 9.1% / 9.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Norwich-New London-Willimantic, CT area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Charter Oak Federal Credit Union | 477 | $212 | 6.500% |
| Citizens Bank, National Association | 411 | — | 7.650% |
| Rocket Mortgage, LLC | 369 | $5,483 | 6.750% |
| Liberty Bank | 315 | $3,410 | 5.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 296 | $8,321 | 6.380% |
| Navy Federal Credit Union | 291 | $2,962 | 7.125% |
| Chelsea Groton Bank | 252 | $2,380 | 6.490% |
| TOTAL MORTGAGE SERVICES, LLC | 230 | $5,209 | 6.625% |
| HOMESTEAD FUNDING CORP. | 217 | $4,384 | 6.375% |
| Mortgage Research Center, LLC | 136 | $8,015 | 6.250% |