Mortgage lending in Crestview-Fort Walton Beach-Destin, FL

9,496 mortgages were originated in the Crestview-Fort Walton Beach-Destin, FL area in 2025, and here is what they cost.

Loans originated

9,496

Median rate

6.500%

Median lender fees

$7,642

Median loan amount

$325,000

Median spread over APOR

0.030

Paid discount points

38.2%

Received lender credits

27.1%

Purchases / refinances

64.2% / 23.2%

Conventional / FHA / VA

60.1% / 9.5% / 30.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Crestview-Fort Walton Beach-Destin, FL area, ranked by volume.