Mortgage lending in Yuma, AZ

4,606 mortgages were originated in the Yuma, AZ area in 2025, and here is what they cost.

Loans originated

4,606

Median rate

6.625%

Median lender fees

$7,107

Median loan amount

$235,000

Median spread over APOR

0.415

Paid discount points

58.7%

Received lender credits

26.5%

Purchases / refinances

56.2% / 30.4%

Conventional / FHA / VA

49.3% / 29.5% / 19.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Yuma, AZ area, ranked by volume.