Mortgage lending in Warner Robins, GA

5,342 mortgages were originated in the Warner Robins, GA area in 2025, and here is what they cost.

Loans originated

5,342

Median rate

6.375%

Median lender fees

$6,095

Median loan amount

$215,000

Median spread over APOR

0.129

Paid discount points

45.4%

Received lender credits

28.3%

Purchases / refinances

55.2% / 29.2%

Conventional / FHA / VA

51.7% / 18.8% / 29%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Warner Robins, GA area, ranked by volume.