APR.net

Mortgage lending in Tyler, TX

4,563 mortgages were originated in the Tyler, TX area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
4,563
Median rate
6.750%
Median lender fees
$6,175
Median loan amount
$225,000
Median spread over APOR
0.406
Paid discount points
36.3%
Received lender credits
22.9%
Purchases / refinances
64.6% / 24.7%
Conventional / FHA / VA
76.1% / 12.8% / 9.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.6% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Tyler, TX area, ranked by volume.

Lender Loans Median fees Median rate
UNITED SHORE FINANCIAL SERVICES, LLC 355 $5,512 6.500%
Rocket Mortgage, LLC 324 $6,600 6.688%
CMG MORTGAGE, INC. 311 $7,625 6.750%
ALTRA Federal Credit Union 239 $354 6.990%
Austin Bank, Texas National Association 151 $3,977 7.350%
21st Mortgage Corporation 137 10.070%
PRIMARY RESIDENTIAL MORTGAGE, INC. 115 $7,836 6.750%
MORTGAGE FINANCIAL SERVICES, LLC 104 $9,626 6.490%
GUILD MORTGAGE COMPANY 90 $8,886 6.500%
Cadence Bank 90 $6,139 6.750%