Mortgage lending in Texarkana, TX-AR

2,251 mortgages were originated in the Texarkana, TX-AR area in 2025, and here is what they cost.

Loans originated

2,251

Median rate

6.750%

Median lender fees

$5,743

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$155,000

Above the going rate (spread over APOR)

0.591

Paid discount points

32.4%

Received lender credits

18.8%

Purchases / refinances

62.8% / 27.7%

Conventional / FHA / VA

69% / 16.9% / 12.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 59.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Texarkana, TX-AR area, ranked by volume.