Mortgage lending in Atlanta-Sandy Springs-Roswell, GA
108,708 mortgages were originated in the Atlanta-Sandy Springs-Roswell, GA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 108,708
- Median rate
- 6.625%
- Median lender fees
- $7,180
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $275,000
- Above the going rate (spread over APOR)
- 0.265
- Paid discount points
- 44%
- Received lender credits
- 28.6%
- Purchases / refinances
- 53.4% / 30.4%
- Conventional / FHA / VA
- 72% / 19.6% / 8.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Atlanta-Sandy Springs-Roswell, GA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 9,317 | $5,506 | 6.750% |
| United Shore Financial Services, LLC | 8,438 | $9,168 | 6.374% |
| Ameris Bank | 3,093 | $6,932 | 6.500% |
| Truist Bank | 2,490 | $6,230 | 6.375% |
| Pennymac Loan Services, LLC | 2,340 | $5,958 | 6.499% |
| Navy Federal Credit Union | 2,326 | $807 | 8.350% |
| Loandepot.Com, LLC | 2,194 | $7,670 | 6.490% |
| Delta Community Credit Union | 2,120 | $4,859 | 7.000% |
| Bank of America, National Association | 1,996 | $4,580 | 6.240% |
| Crosscountry Mortgage, Inc. | 1,834 | $9,909 | 6.625% |