Mortgage lending in Burlington-South Burlington, VT

5,145 mortgages were originated in the Burlington-South Burlington, VT area in 2025, and here is what they cost.

Loans originated

5,145

Median rate

6.625%

Median lender fees

$4,417

Median loan amount

$255,000

Median spread over APOR

-0.019

Paid discount points

15%

Received lender credits

19%

Purchases / refinances

48.8% / 26.2%

Conventional / FHA / VA

91.7% / 3.8% / 4.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Burlington-South Burlington, VT area, ranked by volume.