Mortgage lending in Atlantic City-Hammonton, NJ
10,346 mortgages were originated in the Atlantic City-Hammonton, NJ area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,346
- Median rate
- 6.750%
- Median lender fees
- $5,992
- Median loan amount
- $285,000
- Median spread over APOR
- 0.325
- Paid discount points
- 29.4%
- Received lender credits
- 21.2%
- Purchases / refinances
- 50.8% / 29.3%
- Conventional / FHA / VA
- 87.5% / 8.8% / 3.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Atlantic City-Hammonton, NJ area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 643 | $5,526 | 6.990% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 417 | $5,406 | 6.625% |
| TD Bank, National Association | 400 | $3,757 | 7.340% |
| Citizens Bank, National Association | 395 | $9,743 | 7.150% |
| CROSSCOUNTRY MORTGAGE, INC. | 350 | $7,742 | 6.990% |
| OceanFirst Bank, National Association | 345 | $4,051 | 6.750% |
| Advisors Mortgage Group, L.L.C. | 332 | $5,574 | 6.625% |
| Loandepot.Com, LLC | 297 | $5,596 | 6.750% |
| GUARANTEED RATE, INC. | 267 | $6,178 | 6.750% |
| POLICE & FIRE | 246 | — | 6.240% |