Mortgage lending in Beckley, WV
1,755 mortgages were originated in the Beckley, WV area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,755
- Median rate
- 6.625%
- Median lender fees
- $4,533
- Median loan amount
- $125,000
- Median spread over APOR
- 0.493
- Paid discount points
- 38.7%
- Received lender credits
- 22.3%
- Purchases / refinances
- 56.4% / 26%
- Conventional / FHA / VA
- 70.8% / 17% / 8.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Beckley, WV area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| City National Bank of West Virginia | 273 | $200 | 6.290% |
| Rocket Mortgage, LLC | 151 | $5,191 | 6.875% |
| MOVEMENT MORTGAGE, LLC | 149 | $5,466 | 6.625% |
| The Huntington National Bank | 126 | $4,753 | 6.500% |
| Truist Bank | 88 | $4,911 | 6.250% |
| Pioneer Community Bank, Inc. | 71 | — | — |
| Fayette County National Bank | 62 | — | — |
| Mortgage Research Center, LLC | 58 | $4,128 | 6.500% |