Mortgage lending in Greenville, NC
3,901 mortgages were originated in the Greenville, NC area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,901
- Median rate
- 6.500%
- Median lender fees
- $5,186
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $195,000
- Above the going rate (spread over APOR)
- 0.075
- Paid discount points
- 32%
- Received lender credits
- 18.5%
- Purchases / refinances
- 58.1% / 25.6%
- Conventional / FHA / VA
- 73.2% / 15% / 11.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Greenville, NC area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| State Employees' | 613 | $4,058 | 6.250% |
| Rocket Mortgage, LLC | 265 | $6,425 | 6.500% |
| Truist Bank | 255 | $5,080 | 6.490% |
| Southern Bank and Trust Company | 204 | $5,494 | 6.950% |
| DHI Mortgage Company, Ltd. | 173 | $3,552 | 5.375% |
| Alcova Mortgage LLC | 152 | $5,446 | 6.500% |
| Atlantic Bay Mortgage Group, L.L.C. | 146 | $7,626 | 6.500% |
| Towne Bank | 132 | $5,618 | 6.750% |
| First-Citizens Bank & Trust Company | 111 | $4,771 | 6.250% |
| United Shore Financial Services, LLC | 100 | $7,722 | 6.249% |