APR.net

Mortgage lending in Greenville, NC

3,901 mortgages were originated in the Greenville, NC area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
3,901
Median rate
6.500%
Median lender fees
$5,186
Median loan amount
$195,000
Median spread over APOR
0.075
Paid discount points
32%
Received lender credits
18.5%
Purchases / refinances
58.1% / 25.6%
Conventional / FHA / VA
73.2% / 15% / 11.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.6% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Greenville, NC area, ranked by volume.

Lender Loans Median fees Median rate
STATE EMPLOYEES' 613 $4,058 6.250%
Rocket Mortgage, LLC 265 $6,425 6.500%
Truist Bank 255 $5,080 6.490%
Southern Bank and Trust Company 204 $5,494 6.950%
DHI MORTGAGE COMPANY, LTD. 173 $3,552 5.375%
Alcova Mortgage LLC 152 $5,446 6.500%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 146 $7,626 6.500%
Towne Bank 132 $5,618 6.750%
First-Citizens Bank & Trust Company 111 $4,771 6.250%
UNITED SHORE FINANCIAL SERVICES, LLC 100 $7,722 6.249%