Mortgage lending in Dalton, GA

2,449 mortgages were originated in the Dalton, GA area in 2025, and here is what they cost.

Loans originated

2,449

Median rate

6.625%

Median lender fees

$6,647

Median loan amount

$205,000

Median spread over APOR

0.398

Paid discount points

42.3%

Received lender credits

22.1%

Purchases / refinances

55.2% / 28.2%

Conventional / FHA / VA

66.6% / 24.9% / 7.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Dalton, GA area, ranked by volume.