Mortgage lending in Hattiesburg, MS
3,102 mortgages were originated in the Hattiesburg, MS area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,102
- Median rate
- 6.750%
- Median lender fees
- $5,261
- Median loan amount
- $175,000
- Median spread over APOR
- 0.296
- Paid discount points
- 30.2%
- Received lender credits
- 18.8%
- Purchases / refinances
- 53.1% / 30.8%
- Conventional / FHA / VA
- 69.9% / 16.6% / 11.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Hattiesburg, MS area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Trustmark National Bank | 301 | $5,150 | 6.690% |
| Cadence Bank | 234 | $4,745 | 7.390% |
| Community Bank of Mississippi | 192 | $3,811 | 7.750% |
| Rocket Mortgage, LLC | 161 | $5,913 | 6.625% |
| Regions Bank | 130 | $3,760 | 5.750% |
| Renasant Bank | 111 | $4,838 | 6.950% |
| PriorityOne Bank | 110 | — | 7.500% |
| Merchants & Marine Bank | 90 | $4,780 | 6.500% |
| KEESLER | 87 | — | 6.690% |
| BankFirst Financial Services | 77 | — | 6.750% |