Mortgage lending in Huntington-Ashland, WV-KY-OH
6,304 mortgages were originated in the Huntington-Ashland, WV-KY-OH area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,304
- Median rate
- 6.625%
- Median lender fees
- $4,483
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $135,000
- Above the going rate (spread over APOR)
- 0.482
- Paid discount points
- 34.4%
- Received lender credits
- 20.6%
- Purchases / refinances
- 55.7% / 28.2%
- Conventional / FHA / VA
- 72.5% / 16.7% / 8.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Huntington-Ashland, WV-KY-OH area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| City National Bank of West Virginia | 755 | $200 | 6.290% |
| Rocket Mortgage, LLC | 385 | $5,189 | 6.750% |
| Movement Mortgage, LLC | 328 | $7,060 | 6.750% |
| United Shore Financial Services, LLC | 277 | $6,286 | 6.549% |
| Loandepot.Com, LLC | 225 | $5,352 | 6.625% |
| Primelending, A Plainscapital Company | 206 | $5,629 | 6.625% |
| Stockton Mortgage Corporation | 205 | $6,792 | 6.875% |
| Huntington Federal Savings Bank | 191 | — | — |
| Fifth Third Bank, National Association | 176 | $3,686 | 7.990% |
| Mortgage Research Center, LLC | 155 | $3,878 | 6.375% |