Mortgage lending in Walla Walla, WA
1,178 mortgages were originated in the Walla Walla, WA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,178
- Median rate
- 6.875%
- Median lender fees
- $6,371
- Median loan amount
- $275,000
- Median spread over APOR
- 0.408
- Paid discount points
- 46.2%
- Received lender credits
- 19.6%
- Purchases / refinances
- 47.1% / 30.6%
- Conventional / FHA / VA
- 78.9% / 11.6% / 9.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Walla Walla, WA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| GESA | 131 | $3,334 | 7.500% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 112 | $7,719 | 6.625% |
| MORTGAGE EXPRESS, LLC | 100 | $9,084 | 6.625% |
| Rocket Mortgage, LLC | 87 | $6,461 | 6.875% |
| Banner Bank | 58 | — | 7.250% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 56 | $7,818 | 5.999% |
| Baker-Boyer National Bank | 51 | — | — |