Mortgage lending in Ogden, UT

19,952 mortgages were originated in the Ogden, UT area in 2025, and here is what they cost.

Loans originated

19,952

Median rate

6.625%

Median lender fees

$5,508

Median loan amount

$285,000

Median spread over APOR

0.230

Paid discount points

34.6%

Received lender credits

18.5%

Purchases / refinances

40.5% / 34.5%

Conventional / FHA / VA

79.4% / 12.3% / 8.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Ogden, UT area, ranked by volume.