Mortgage lending in Provo-Orem-Lehi, UT
20,514 mortgages were originated in the Provo-Orem-Lehi, UT area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 20,514
- Median rate
- 6.500%
- Median lender fees
- $6,849
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $365,000
- Above the going rate (spread over APOR)
- 0.178
- Paid discount points
- 38.7%
- Received lender credits
- 21%
- Purchases / refinances
- 53.3% / 28.2%
- Conventional / FHA / VA
- 81% / 15.2% / 3.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Provo-Orem-Lehi, UT area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 2,088 | $8,048 | 6.250% |
| AMERICA FIRST Federal Credit Union | 1,784 | — | 7.240% |
| First Colony Mortgage Corporation | 1,432 | $10,233 | 6.250% |
| Mountain America Federal Credit Union | 1,347 | $578 | 7.500% |
| Utah Community Federal Credit Union | 1,158 | $5,429 | 6.990% |
| Rocket Mortgage, LLC | 936 | $5,061 | 6.625% |
| Intercap Lending Inc. | 776 | $7,068 | 6.500% |
| DHI Mortgage Company, Ltd. | 680 | $2,350 | 5.875% |
| Guild Mortgage Company | 628 | $9,611 | 6.500% |
| Securitynational Mortgage Company | 467 | $11,095 | 6.625% |