Mortgage lending in Wichita, KS
15,603 mortgages were originated in the Wichita, KS area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 15,603
- Median rate
- 6.750%
- Median lender fees
- $3,934
- Median loan amount
- $165,000
- Median spread over APOR
- 0.300
- Paid discount points
- 33.9%
- Received lender credits
- 17.5%
- Purchases / refinances
- 55.7% / 28.9%
- Conventional / FHA / VA
- 77.2% / 12.7% / 9.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Wichita, KS area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CREDIT UNION OF AMERICA | 919 | $2,946 | 7.750% |
| Rocket Mortgage, LLC | 810 | $5,041 | 6.500% |
| MERITRUST Federal Credit Union | 758 | $2,968 | 6.750% |
| GUILD MORTGAGE COMPANY | 663 | $5,252 | 6.625% |
| Fidelity Bank, National Association | 623 | $3,391 | 6.875% |
| Peoples Bank and Trust Company | 535 | $3,213 | 6.875% |
| Emprise Bank | 472 | $3,039 | 7.705% |
| PREMIER MEMBERS CREDIT UNION | 434 | $2,914 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 430 | $6,690 | 6.125% |
| PENNYMAC LOAN SERVICES, LLC | 398 | $4,379 | 6.375% |