Mortgage lending in Mankato, MN
1,728 mortgages were originated in the Mankato, MN area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,728
- Median rate
- 6.625%
- Median lender fees
- $5,240
- Median loan amount
- $215,000
- Median spread over APOR
- 0.275
- Paid discount points
- 36.8%
- Received lender credits
- 23.4%
- Purchases / refinances
- 58.9% / 27.3%
- Conventional / FHA / VA
- 82.5% / 9.5% / 7.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Mankato, MN area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 290 | $6,866 | 6.388% |
| CROSSCOUNTRY MORTGAGE, INC. | 94 | $5,675 | 6.625% |
| Rocket Mortgage, LLC | 88 | $6,350 | 6.563% |
| AFFINITY PLUS | 82 | $345 | 6.740% |
| Minnesota Valley Federal Credit Union | 67 | — | — |
| U.S. Bank National Association | 67 | — | 7.350% |
| Community Bank Mankato | 60 | — | — |
| Luminate Bank | 56 | — | — |
| Pioneer Bank | 50 | — | — |