Mortgage lending in Little Rock-North Little Rock-Conway, AR
18,239 mortgages were originated in the Little Rock-North Little Rock-Conway, AR area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 18,239
- Median rate
- 6.625%
- Median lender fees
- $4,747
- Median loan amount
- $185,000
- Median spread over APOR
- 0.289
- Paid discount points
- 36.5%
- Received lender credits
- 22.3%
- Purchases / refinances
- 59% / 25.1%
- Conventional / FHA / VA
- 67.4% / 16.7% / 14.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Little Rock-North Little Rock-Conway, AR area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| ARKANSAS Federal Credit Union | 1,348 | $1,919 | 7.500% |
| Arvest Bank | 1,144 | $4,199 | 6.875% |
| Rocket Mortgage, LLC | 982 | $5,037 | 6.625% |
| FIRSTTRUST HOME LOANS, INC. | 878 | $5,980 | 6.490% |
| First Security Bank | 682 | $3,789 | 7.500% |
| Eagle Bank and Trust Company | 579 | $4,770 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 522 | $5,917 | 6.069% |
| Centennial Bank | 462 | $5,056 | 6.750% |
| FLAT BRANCH MORTGAGE, INC. | 448 | $5,657 | 6.375% |
| Bank OZK | 446 | $3,846 | 6.500% |