APR.net

Mortgage lending in Little Rock-North Little Rock-Conway, AR

18,239 mortgages were originated in the Little Rock-North Little Rock-Conway, AR area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
18,239
Median rate
6.625%
Median lender fees
$4,747
Median loan amount
$185,000
Median spread over APOR
0.289
Paid discount points
36.5%
Received lender credits
22.3%
Purchases / refinances
59% / 25.1%
Conventional / FHA / VA
67.4% / 16.7% / 14.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Little Rock-North Little Rock-Conway, AR area, ranked by volume.

Lender Loans Median fees Median rate
ARKANSAS Federal Credit Union 1,348 $1,919 7.500%
Arvest Bank 1,144 $4,199 6.875%
Rocket Mortgage, LLC 982 $5,037 6.625%
FIRSTTRUST HOME LOANS, INC. 878 $5,980 6.490%
First Security Bank 682 $3,789 7.500%
Eagle Bank and Trust Company 579 $4,770 6.500%
UNITED SHORE FINANCIAL SERVICES, LLC 522 $5,917 6.069%
Centennial Bank 462 $5,056 6.750%
FLAT BRANCH MORTGAGE, INC. 448 $5,657 6.375%
Bank OZK 446 $3,846 6.500%