Mortgage lending in Rome, GA

1,996 mortgages were originated in the Rome, GA area in 2025, and here is what they cost.

Loans originated

1,996

Median rate

6.500%

Median lender fees

$6,580

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$195,000

Above the going rate (spread over APOR)

0.376

Paid discount points

43.1%

Received lender credits

25.5%

Purchases / refinances

58.8% / 27.7%

Conventional / FHA / VA

66.9% / 24% / 7.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Rome, GA area, ranked by volume.