Mortgage lending in Gulfport-Biloxi, MS

9,628 mortgages were originated in the Gulfport-Biloxi, MS area in 2025, and here is what they cost.

Loans originated

9,628

Median rate

6.500%

Median lender fees

$5,540

Median loan amount

$185,000

Median spread over APOR

0.213

Paid discount points

34.9%

Received lender credits

20%

Purchases / refinances

57.1% / 28.4%

Conventional / FHA / VA

59.3% / 17.5% / 21.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Gulfport-Biloxi, MS area, ranked by volume.